Privacy Policy

CFOverse.com prioritizes your privacy across all accounting, advisory, and compliance services. This numbered policy outlines our data practices in line with Indian regulations like the DPDP Act 2023.

1. Introduction

This Privacy Policy explains how CFOverse.com collects, uses, stores, and shares user data from our website (https://www.cfoverse.com) and services offered by CFOverse Consulting.

2. Data Collection

Practices
We gather personal details—such as names, emails, addresses, phone numbers, or business incorporation dates—only when you provide them voluntarily during registration, orders, or service requests. Anonymous browsing remains an option. Refusing to share info won't block general access but may limit features like personalized consultations.
Non-personal data, like browser types, OS, or IP details, is collected automatically to optimize your site experience.

3. Cookies and Tracking

Cookies help personalize and improve functionality. You can disable them in browser settings, though this might affect some features.

4. Purposes of Data Usage

Your information supports:
• Efficient customer support and query resolution.
• Tailored service recommendations based on aggregate trends.
• Site enhancements via user feedback.
• Secure payment processing (shared only as needed for fulfillment).
• Opt-in promotions, surveys, or newsletters—with easy unsubscribe links.

5. Security Measures

Data is protected via SSL encryption, digital signatures, PCI standards, and robust safeguards against breaches. We follow ISO 27001-aligned practices, including AES-256 encryption and access logs.

6. DPDP Act Compliance

As a Data Fiduciary under the Digital Personal Data Protection Act 2023, we process data solely for lawful purposes with your free, informed consent—via clear affirmative actions. Key rights include:
• Accessing, correcting, or erasing your data.
• Withdrawing consent anytime (we'll note impacts).
• Nominating a representative for rights exercise.
• Grievance filing with our DPO.
No child data processed without parental verification. Cross-border transfers restricted to approved jurisdictions; breaches notified to the Data Protection Board and you promptly.

7. Financial and Accounting Data Safeguards

For GST, TDS, ITR, valuation, or audit services, sensitive info (e.g., PAN, invoices, ledgers) is managed per:
• Income Tax Act/CGST Act retention rules (6-8+ years).
• IT Act 2000 "reasonable security practices."
• ICAI/Ind AS audit standards.
Data stays in India (certified centers), with full audit trails. Shared only on consent or legal orders (e.g., tax notices). Breaches reported to CERT-In (6 hours) and MeitY (72 hours).

8. Information Sharing

Limited sharing occurs with consented third-party providers (e.g., for newsletters). Sister entities may access for service delivery, governed by their policies. Mergers trigger user notifications. No sales to unrelated parties.

9. External Links and Ads

Linked sites have independent policies—we're not liable. Google Adsense uses non-personal DART cookies (opt-out available).

10. Child Privacy

No data collection from under-13s; site not designed for them.

11. Policy Updates

We may revise this policy, notifying via email for major changes. Continued use implies acceptance. Check regularly.

12. Contact Details

CFOverse Consulting
Phone: +91 9633501853
Grievance/Data Protection Officer: Mr. John Mathew
+91 9633501853 | johnmathew9@gmail.com